Canada
United States
Bahamas
Payroll runs seamlessly, and HR processes are no longer a tedious grind. It's simplified how we work, allowing us to focus more on our people.
Shanika PinderCompensation & Payroll Supervisor and HR Business Partner, Cable Bahamas
Oracle payroll Bahamas · 2026
Oracle vs Workzoom for Bahamian payroll.
Workzoom wrote this comparison and sells one of the two products. Every Oracle fact links to Oracle's own page, checked October 24, 2026.
Nothing here is scored or ranked. Read the comparison methodology.
Workzoom calculates Bahamian payroll and National Insurance Board (NIB) contributions in its own product, while Oracle lists The Bahamas under International Payroll Core, where an approved Oracle partner configures the local rules.
Oracle's Payroll Core data sheet, checked October 24, 2026, says Oracle delivers 80 to 90 percent of payroll in those countries and lists social insurance, local tax rates, leave and banking formats as customer or partner configured.
Workzoom has run live Bahamas payroll since August 2022, producing the C10 contribution statement from the pay run for your team to review and submit.
Oracle's October 8, 2026 price list shows Fusion HCM Base at $15 and Payroll Core at $5 per person per month, each with a 500 minimum and a standard three years term.
Workzoom lists $4 per employee per month per suite with no long-term contract. Workzoom wrote this page and sells one of the two products.
Side by side
Oracle and Workzoom, as each publishes it.
Oracle cells quote Oracle's own pages. Workzoom cells come from our published claims. Sources and check dates sit under the table.
Scroll horizontally to compare all columns.
| Decision criteria | Oracle Fusion Cloud HCM | Workzoom |
|---|---|---|
| Bahamas payroll | Listed under International Payroll Core: Oracle delivers 80 to 90 percent; a partner configures the local 10 to 20 percent (S1, S2). | Live Bahamas payroll since August 2022, calculated in Workzoom itself. |
| NIB contributions | Social insurance is listed as customer or partner configured in Payroll Core countries (S2). | Employer and employee NIB calculated each pay run; C10 contribution statement produced for your team to submit. |
| Keeping rules current | Automated legislative updates are listed for Canada, Mexico and the US; Payroll Core rules are maintained by local partners (S3, S4). | NIB rates and the weekly ceiling applied on every Bahamas pay run. |
| Employment Act overtime | Pay rules and leave are customer or partner configured (S2). | Overtime, public holiday and leave policies configured to the Act during implementation. |
| Published price | List prices: Fusion HCM Base $15 per hosted employee per month, Payroll Core $5 per compensated individual per month, each with a 500 minimum (S5). | $4 per employee per month per suite, $16 for all four; $400 to $700 for teams under 100 employees. |
| Contract term | Standard subscription term is three years (S5). | No long-term contract. Month-to-month, 30 days' notice. |
| Implementation | HCM Now, with Oracle and partners, targets foundational HR in as little as six months (S6). | Implementation included; timing depends on your data export, org structure and early workflow decisions. |
| Support hours | Technical service requests 24x7x365 through a portal; non-technical help 8:00 to 17:00 local time (S7). | Monday to Friday, 9am to 5pm ET, the same clock Nassau keeps, from the team that implements the system. |
| Hosting | No Caribbean region listed; the region for an HCM tenant is not published (S8). | AWS in Montreal (ca-central-1); US hosting on request. |
At list price, Oracle's 500-employee minimum for Fusion HCM Base alone comes to $7,500 a month, before payroll and before any discount (S5).
- S1 Oracle Fusion Cloud Payroll product page, checked October 24, 2026.
- S2 Oracle Fusion International Payroll Core data sheet (PDF), checked October 24, 2026.
- S3 Oracle Payroll 24A What's New: Payroll Core countries, checked October 24, 2026.
- S4 Oracle Payroll 25C What's New: automated legislative data updates, checked October 24, 2026.
- S5 Oracle Fusion Cloud Service Global Price List, October 8, 2026 (PDF), page 8, checked October 24, 2026.
- S6 Oracle HCM Now implementation program, checked October 24, 2026.
- S7 Oracle Cloud Hosting and Delivery Policies (PDF), sections on data centre regions and support, checked October 24, 2026.
- S8 Oracle public cloud regions, checked October 24, 2026.
- S9 Oracle Global Human Resources release notes: Human Capital Management for The Bahamas, checked October 24, 2026.
In the pay run
Where the difference shows up in a Bahamian pay run.
Four moments decide most Bahamian payroll evaluations. Open a row for the detail.
NIB on every pay run
Workzoom calculates NIB itself; Oracle's partner configures social insurance.Workzoom calculates employer and employee NIB contributions on each Bahamas pay run and produces the C10 contribution statement from the payroll data.
Your team reviews it, submits it to the National Insurance Board and pays the contributions.
Oracle's International Payroll Core data sheet, checked October 24, 2026, lists social insurance among the local features that are customer or partner configured.
When NIB changes the ceiling
A rate or ceiling change has to reach the payroll rules.The NIB weekly insurable ceiling is B$830 from July 1, 2026. Workzoom applies the NIB rates and the weekly ceiling on every Bahamas pay run.
Oracle's 24A payroll notes, checked October 24, 2026, say Payroll Core rules are configured and maintained by local partners.
Overtime under the Employment Act
Workzoom configures your overtime policy to the Act during implementation.The Employment Act sets standard hours at eight hours a day and forty hours a week, with overtime paid at not less than one and one-half times the regular rate.
In Workzoom, your overtime, public holiday and leave policies are configured to the Act during implementation, then applied on every pay run, and compliance stays your responsibility.
Oracle's Payroll Core data sheet, checked October 24, 2026, lists pay rules and leave as customer or partner configured.
Bank files for Bahamian banks
Each bank's file format gets set up once, at implementation.Workzoom generates the bank disbursement file for each pay run, with each bank's format confirmed and configured during implementation. Workzoom does not hold, pool or move payroll funds.
Oracle's Payroll Core data sheet, checked October 24, 2026, lists banking standards and formats as customer or partner configured.
Fit
When Oracle fits, and when Workzoom does.
Both are real products with real customers. The right one depends on your size, your ERP and your countries.
Oracle is likely the better fit if
- You run Oracle Fusion ERP and want HR, payroll and finance in one Oracle cloud.
- Your group or ministry already standardizes HR on Oracle across its entities.
- You pay people in many countries; Oracle's payroll page states more than 60 (S1).
- You need technical support requests answered 24x7x365 (S7).
- You have at least 500 employees, the minimum on Oracle's list price (S5).
Workzoom is likely the better fit if
- Your payroll is Bahamian and you want NIB calculated in the product, not configured by a partner.
- You want a published per-employee price and no long-term contract.
- You want the people who implement the system to answer your support calls.
- You want HR, Payroll, Workforce and Talent on one employee record.
Workzoom is not the right choice for a group that needs full payroll outside Canada, the United States, and the Bahamas today, or one that wants payroll inside its ERP.
Bahamian proof, from Bahamian employers.
Where a vendor is based matters less than whether Bahamian employers already pay their people on it.
We knew digitizing was necessary, but what mattered most was choosing a solution built for businesses like ours. Workzoom delivered the tools we needed, from payroll to facial recognition clocks, and worked with us to address challenges along the way. The platform aligned well with how Island Luck operates.
Tyler SandsHuman Resources Specialist, Island Luck
Working together
How we work with Bahamian employers.
Mostly online, on Nassau's clock, with periodic visits to the islands.
- Support runs Monday to Friday, 9am to 5pm ET, the same clock Nassau keeps, from the team that implemented your system.
- Most working sessions happen online, and our team visits The Bahamas periodically for client meetings and events.
- Workzoom was a Platinum sponsor of the SHRM Bahamas 2026 conference at Atlantis, Paradise Island, on October 22 and 23, 2026.
Before you choose
Questions to put to Oracle, its partner and us.
Ask every finalist the same five questions, on the same sample employee.
- Who configures NIB for us, and who maintains it the next time NIB changes the ceiling?
- Show the C10 contribution statement for one sample employee, from the same pay run.
- How is our overtime policy set up under the Employment Act's daily and weekly test?
- What will we pay in year one at our headcount, including minimums, term and implementation?
- Who answers when a Bahamian pay run has a problem on a Friday afternoon?
Oracle and Workzoom questions for Bahamian employers
Oracle's payroll page, checked October 24, 2026, lists The Bahamas under Oracle International Payroll Core. Oracle's data sheet says Payroll Core delivers 80 to 90 percent of payroll and an approved partner configures the local 10 to 20 percent. Oracle also publishes a Bahamas core HR localization for person information. Workzoom has run live Bahamas payroll since August 2022, calculated in Workzoom itself.
Oracle's Payroll Core data sheet, checked October 24, 2026, lists social insurance as customer or partner configured in Payroll Core countries. Ask the Oracle partner on your project who configures NIB and who maintains it when NIB changes a rate or the ceiling. Workzoom calculates employer and employee NIB on each Bahamas pay run and produces the C10 contribution statement for your team to review and submit.
Oracle's global price list dated October 8, 2026 shows Fusion HCM Base at $15 per hosted employee per month and Payroll Core at $5 per compensated individual per month. Each carries a 500 minimum, on a standard three years term, so the Fusion HCM Base minimum alone is $7,500 a month at list. Negotiated prices are not published. Workzoom lists $4 per employee per month per suite, with no long-term contract, no initial setup fees and monthly minimums apply for teams under 100 employees.
Oracle's HCM Now page, checked October 24, 2026, describes an Oracle and partner program that establishes foundational HR in as little as six months. How quickly you go live with Workzoom is driven by your team's readiness: a clean employee data export, a clear org structure, workflow decisions made early, and time clocks ordered at kickoff. Implementation, data migration, configuration, and training are included in the subscription at no additional cost. Extensive custom development, custom-built reports or integrations, or a full re-implementation are the only exceptions, quoted and approved in writing before work starts.
Workzoom is Canadian-owned and privately held, and its full-time team is based in Canada. Its Bahamian proof comes from Bahamian employers. Workzoom has run live Bahamas payroll since August 2022, starting with Cable Bahamas. Island Luck and AML Foods are among its other Bahamian clients. Support runs Monday to Friday, 9am to 5pm ET, the same clock Nassau keeps, and the team visits The Bahamas periodically.
Oracle fits large groups that run Oracle Fusion ERP or pay people in many countries; its payroll page, checked October 24, 2026, states more than 60. Workzoom fits Bahamian employers that want NIB calculated in the product, published per-employee pricing and no long-term contract. Workzoom wrote this page and sells one of the two products.
Bahamian buyers compare a global enterprise suite with a regional HRIS on payroll fit, price and implementation. Workzoom wrote this page and sells one of the two products, so every fact about Oracle links to Oracle's own page or price list with the date we checked it. Read the comparison methodology for the full rules.
Book a walkthrough
See NIB run on your own pay run.
Bring a sample employee and your overtime policy. We will run the pay, the NIB and the C10 in front of you.
For organizations with 50 or more employees. See our minimums.