Social Security (Anguilla), in plain English.

Social Security in Anguilla is not an employer burden. It is a shared obligation, split exactly down the middle: 5.75 percent from the employee, 5.75 percent from the employer, applied to insurable earnings every pay cycle.

The numbers are clean. The administration is not always.

What the Anguilla Social Security Board funds.

The Anguilla Social Security Board administers the scheme. Contributions fund five categories of benefit: age, invalidity, survivors, sickness, and maternity. Those are not abstract program names. They are the events a worker reaches for the fund at: retirement, disability, loss of a spouse, extended illness, or parental leave.

A combined 11.5 percent from 1 January 2026, up from 11 percent in 2025. That is the contribution rate, applied to insurable earnings, not gross pay. Insurable earnings cap at XCD 1,617 per week or XCD 7,000 per month, and pay above the ceiling does not attract it.

How the calculation runs.

Take an employee earning $3,000 in insurable earnings for the month. The employee owes $172.50, 5.75 percent of $3,000. The employer owes another $172.50. One payment leaves the employer's account: $345 to the Anguilla Social Security Board, covering both sides in a single remittance.

That math does not change. What changes is the earnings base. Payroll teams that apply the rate to gross pay rather than capped insurable earnings produce an error every run for anyone paid above the ceiling.

When the employer remits.

The employer collects the employee's 5.75 percent deduction, adds their own 5.75 percent, and remits the combined 11.5 percent to the Anguilla Social Security Board, submitting a Contribution Certificate, Form CR-1, with each payment. The employee's share never travels direct. It passes through the employer, who owns the deadline: late payments attract a 5 percent surcharge plus a further 2 percent per month.

The mistakes that show up in audits.

• Applying the rate to gross pay instead of capped insurable earnings. These are different bases. Overstating or understating either produces incorrect contribution amounts.
• Running 2025 rates into 2026. The combined rate stepped from 11 percent to 11.5 percent on 1 January 2026. A payroll still deducting 5.5 percent per side underpays every run.
• Missing the employer's own 5.75 percent. Some operators net the employee deduction and stop there, treating the employer share as secondary. The Anguilla Social Security Board counts both sides.

How Workzoom handles Anguilla.

Workzoom is built to handle Social Security contributions in the correct deduction order, applying the 5.75 percent employee and 5.75 percent employer rates to capped insurable earnings as the statutory base, without manual workarounds or side calculations.

The platform generates contribution calculations and the payroll records that support remittance to the Anguilla Social Security Board; contact us about Anguilla payroll and your timelines. The employer submits and remits. Workzoom does not file or remit on the client's behalf.