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QPIP (Quebec), in plain English.
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QPIP, the Quebec Parental Insurance Plan, is Quebec's own program covering maternity, paternity, parental, and adoption leave benefits, administered by Revenu Quebec and funded by a payroll premium separate from federal EI.
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In 2026 the employee rate is 0.430 percent on insurable earnings, with the employer contributing at a higher rate on the same base; because QPIP covers parental benefits provincially, Quebec's EI rate drops to 1.30 percent versus 1.63 percent elsewhere. Workzoom calculates both deductions on every pay run.
Quebec workers pay 1.30 percent for Employment Insurance. Workers in every other province pay 1.63. That gap is not a rounding error, a subsidy, or a legacy exception. It is QPIP. And it changes the structure of every payroll run in the province.
What the plan actually funds.
QPIP stands for the Quebec Parental Insurance Plan. Revenu Quebec administers it. The plan covers maternity, paternity, parental, and adoption leave benefits for workers with insurable employment in Quebec. Any employee earning insurable income in Quebec contributes a premium each pay period. A Quebec worker who takes leave for childbirth or adoption draws QPIP benefits, not federal EI parental benefits. Their employer contributes too, at a separate and higher rate on the same insurable earnings base.
The federal government recognizes the arrangement. Because QPIP handles parental benefits for Quebec workers, Ottawa charges a reduced Employment Insurance rate in Quebec: 1.30 percent, not the 1.63 percent collected everywhere else in Canada. Quebec workers are already funding their own parental coverage through Revenu Quebec. Charging them the full federal rate on top would mean paying twice for the same protection.
The 2026 premium rates.
In 2026, the employee QPIP premium is 0.430 percent on insurable earnings up to the annual maximum. Employers pay at a higher rate on the same base. Both are source deductions, withheld each pay period and remitted to Revenu Quebec.
Two deductions. Two authorities. One Quebec paycheck. QPIP flows to Revenu Quebec. Employment Insurance flows to the Canada Revenue Agency. Both programs run separately, with separate premium structures, and a payroll must account for each on every cycle.
How Workzoom handles QPIP.
Workzoom has run Canadian payroll since 2001. Twenty-five years, family-owned. Quebec carries deduction logic that inconsistent implementations get wrong: two parental-adjacent contributions, two different rates, two different authorities. Workzoom calculates QPIP and the Quebec EI rate on every pay run and generates the remittance records for the employer to submit to Revenu Quebec and the Canada Revenue Agency.
County of Renfrew, an Ontario municipality, and Silvera for Seniors both run Canadian payroll on Workzoom. One database, one employee record, no export step between HR, time, and payroll.
- 2000 Running payroll since Workzoom has run Canadian payroll for 25+ years.
- Canadian data residency AWS Canada (ca-central-1). Canadian customer data stays in Canada.
- SOC 2-aligned controls Encrypted at rest, role-based access, immutable audit logs.
- Trusted in production County of Renfrew, Silvera for Seniors, and Cable Bahamas. Built for 50 to 5,000 employees.
Statutory rates 2026
Statutory payroll rates for Canada
Current employee and employer contribution rates, ceilings, and thresholds set by the issuing authority. Workzoom configures and maintains these rates in the platform, reviewed quarterly and on every statutory change, so payroll runs use the current values.
| Contribution | Rate | Source | Notes |
|---|---|---|---|
| CPP employee contribution rate | 5.95% | CRA | YMP: $74,600 · YAMPE: $85,000 |
| CPP2 second-tier contribution rate | 4% | CRA | YAMPE: $85,000 |
| EI employee premium rate | 1.63% | CRA | MIE: $68,900 |
| EI employee premium rate (Quebec) | 1.30% | CRA | |
| QPP employee contribution rate (Quebec) | 6.40% | Revenu Québec | |
| QPIP employee premium rate (Quebec) | 0.494% | Revenu Québec |
Verified May 20, 2026 against the issuing authority for each line. Rates change. If you spot a discrepancy, contact us and we will update within one business day.
In the product
How QPIP (Quebec) runs on Workzoom.
QPIP (Quebec) is part of the Workzoom Payroll Suite. Workzoom runs HR, workforce, and talent on a single employee record across ten countries: Canada, the United States, the Bahamas, Jamaica, Trinidad and Tobago, Barbados, Antigua and Barbuda, Anguilla, the Cayman Islands, and the United Kingdom. Full gross-to-net payroll runs live in Canada, the United States, and the Bahamas. Pricing starts at $4 per employee per suite per month.
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