01Live rates · Quebec QPP calculator
The Quebec QPP calculator. Live rates, instant math.
The Quebec payroll calculator runs Quebec Pension Plan (QPP), QPP2, Quebec Parental Insurance Plan (QPIP), and EI Quebec deductions, then estimates Quebec and federal income tax to show net take-home pay from any gross pay. Statutory rates from Revenu Quebec, the Régie des rentes, and Service Canada, with the 16.5% federal Quebec abatement applied automatically. Enter gross pay and pay frequency to see employer and employee contributions plus estimated income tax in seconds, the current statutory rates every Quebec employer must remit.
The Quebec QPP calculator. Live rates, instant math.
Type a gross figure and watch every deduction land instantly, on the current Quebec statutory rates.
Employer cost
QPP applies on pensionable earnings between the $3,500 basic exemption and the $74,600 YMPE. QPP2 applies between $74,600 and the $85,000 YAMPE. QPIP applies on insurable earnings up to $103,000. EI at the reduced Quebec rate applies up to the $68,900 MIE. Above each ceiling the corresponding deduction stops.
The short answer
The Quebec payroll calculator runs Quebec Pension Plan (QPP), QPP2, Quebec Parental Insurance Plan (QPIP), and EI Quebec deductions, then estimates Quebec and federal income tax to show net take-home pay from any gross pay. Statutory rates from Revenu Quebec, the Régie des rentes, and Service Canada, with the 16.5% federal Quebec abatement applied automatically. Enter gross pay and pay frequency to see employer and employee contributions plus estimated income tax in seconds, the current statutory rates every Quebec employer must remit.
Quebec QPP calculator: the statutory rates for 2026.
2026 rates per Revenu Québec and Régie des rentes du Québec. QPP replaces CPP in Quebec at a slightly higher rate. QPIP funds parental insurance (which is why EI rate is reduced in Quebec). Employer QPIP rate is 0.602% (1.4× employee).
The rates above aren't a one-off. They run every cycle.
Workzoom has run Canadian payroll since 2000. The 2026 CRA rates in this calculator are the rates Workzoom applies automatically on every pay run, with T4 and ROE generated from the same engine, ready to submit.
See Workzoom PayrollWhat employers actually ask about Quebec QPP-QPIP.
The most common questions Quebec employers ask about QPP-QPIP, filing, and payroll integration.
QPP (Quebec Pension Plan) and CPP (Canada Pension Plan) are parallel pension programs. Quebec employees contribute to QPP instead of CPP. The 2026 QPP rate is 6.30% (vs 5.95% CPP), reflecting Quebec's slightly different funding structure. Both programs have the same $3,500 basic exemption and $74,600 YMPE. Employers match the employee rate dollar-for-dollar.
QPIP (Quebec Parental Insurance Plan) funds maternity, paternity, parental, and adoption benefits separately from the federal EI program. Quebec opted out of the federal EI parental benefits program in 2006 to provide more generous and flexible coverage. The 2026 employee QPIP rate is 0.430% on earnings up to $103,000 MIE. Employers pay 0.602%. Because QPIP covers parental insurance, Quebec employees pay a reduced EI rate of 1.30% (vs 1.63% in the rest of Canada).
No. Quebec employees pay QPP only; they do not contribute to CPP. The two programs are mutually exclusive based on the employee's province of work. If an employee works in Quebec, you deduct QPP. If they move to another province, you switch to CPP. Workzoom's payroll engine handles this automatically based on the employee's work location.
The 2026 Quebec EI rate for employees is 1.30% on insurable earnings up to $68,900 MIE. This is lower than the 1.63% rate that applies in the rest of Canada because Quebec's QPIP program covers parental insurance separately. Employers pay 1.4× the employee rate. The combined QPIP + reduced EI gives Quebec employees broadly similar total coverage to rest-of-Canada employees, just split across two programs.
QPP2 is the second-tier Quebec Pension Plan contribution that applies on earnings between the YMPE ($74,600) and YAMPE ($85,000) for 2026. The rate is 4% for both employee and employer. QPP2 mirrors federal CPP2 and was introduced as part of the QPP enhancement starting January 2024.
Run Quebec payroll without the QPP-vs-CPP confusion.
Workzoom Payroll switches between QPP and CPP based on employee work location. RL-1 and T4 year-end filings automated. $4 per employee per month per suite.
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