The Antigua SSS calculator works out Antigua and Barbuda Social Security Scheme (SSS), Medical Benefits Scheme (MBS), and Education Levy contributions on any gross pay. It uses current rates from the Antigua and Barbuda Social Security Board (ABSSB) and the Medical Benefits Scheme, the EC$6,500 monthly insurable ceiling, and the Education Levy bracket structure. Enter gross pay and frequency for employer and employee math in seconds.

Workzoom applies the current ABSSB rate of 9.5% for the employer and 6.5% for the employee on insurable earnings up to the XCD 6,500 monthly ceiling. The combined private-sector contribution is 16% of insurable pay, effective 1 January 2025 (raised from 14% under the prior schedule). Public sector employers contribute on a 15% combined rate. Rates are set by the Antigua and Barbuda Social Security Board.

The Medical Benefits Scheme is a matched contribution at 3.5% employer and 3.5% employee on insurable earnings to the same XCD 6,500 monthly ceiling that applies to ABSSB, for employees aged 16 to 59. Reduced rates apply for ages 60-69, and contributions cease at 70. Workzoom calculates MBS in parallel with ABSSB and produces the monthly return automatically.

The Education Levy is an employee-only deduction administered by the Antigua & Barbuda Board of Education. It applies at 2.5% on monthly income from XCD 541.67 to XCD 5,000, then 5% on income above XCD 5,000 per month. Workzoom applies the exemption and the second tier per employee, remitting the levy alongside the monthly PAYE schedule.

The ABSSB SS1 schedule is due by the 14th of the following month. The Medical Benefits Scheme return and the Inland Revenue PAYE schedule (which carries the Education Levy) are both due by the 15th. Workzoom generates all three from the same payroll close, so no return is forgotten.

With Workzoom, maximum insurable earnings for both ABSSB and MBS are XCD 6,500 per month, equivalent to XCD 1,500 per week or XCD 3,000 per fortnight. Contributions are not deducted or remitted on pay above this ceiling. The Education Levy uses its own threshold structure (XCD 541.67 monthly exemption, 5% upper rate above XCD 5,000).

Yes. With Workzoom, directors receiving salaried pay are treated as insured employees. Self-employed individuals contribute at a 10% combined rate covering both employer and employee portions, also subject to the XCD 6,500 monthly insurable ceiling.

Yes. Workzoom runs Antigua and Barbuda alongside Bahamas, Jamaica, Trinidad and Tobago, and Barbados from a single database. Statutory rules for each jurisdiction (ABSSB, MBS, Education Levy, NIB, NIS, NHT, NIS Trinidad, NIS Barbados) are applied per employee with one consolidated payroll close.

Workzoom charges $4 per employee per month per suite. The full platform of HR, Workforce, Payroll, and Talent runs $16 per employee per month. There are no setup fees, no annual contracts, and Antigua statutory deductions are included in payroll without per-line surcharges.

ABSSB contributions fund the old-age pension at age 65, the invalidity pension, the survivor's pension, the sickness benefit, the maternity benefit and maternity grant, the funeral grant, and the employment injury benefit. Workzoom tracks each employee's contribution history on the personnel record, generates the SS1 schedule with the contribution rows that ABSSB uses for benefit eligibility and rate, and stores the contributor's social security number against the employee for cross-reference with the ABSSB pension service.

Workzoom supports the three ABSSB rate tiers natively. Private-sector employees use the 9.5% employer and 6.5% employee combined-16% rate. Public-sector employees use the 15% combined rate. Self-employed contributors use the 10% combined rate. Directors paid through payroll are treated as insured employees. All three flows respect the XCD 6,500 monthly insurable ceiling and feed the SS1 schedule, the MBS return, and the IRD PAYE schedule from one payroll close.

Each Caribbean country has its own statutory rate, insurable ceiling, and contribution schedule. Workzoom publishes a free calculator for each: the Antigua and Barbuda SSS calculator covers ABSSB, MBS, and the Education Levy; the Bahamas NIB calculator covers NIB and the C10 schedule; the Jamaica NIS calculator covers NIS, NHT, Education Tax, and HEART; the Trinidad NIS calculator covers NIS and BIR PAYE; the Barbados NIS calculator covers NIS and BRA PAYE. Workzoom Payroll runs all five live on the same engine, so a Caribbean group with operations in Antigua, the Bahamas, Jamaica, Trinidad, and Barbados consolidates payroll into one monthly close with statutory schedules per country.