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Workers' Compensation (WSIB / WCB), in plain English.
Workzoom defines Workers' Compensation (WSIB / WCB) as follows. Workers' compensation in Canada is a provincial no-fault insurance system funded by employer premiums, administered by WSIB in Ontario and by a WCB or equivalent board in other...
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The short answer
Workers' compensation in Canada is a provincial no-fault insurance system funded by employer premiums, administered by WSIB in Ontario and by a WCB or equivalent board in other provinces. Premiums are calculated on assessable earnings up to an annual maximum per worker, at a rate set by the employer's industry classification. It is employer-paid. Workzoom calculates assessable earnings from the payroll run so premium reporting starts from real pay data.
How Workers' Compensation (WSIB / WCB) works.
Premium cost is driven by two things: the classification unit assigned to the work performed, and the assessable earnings base, which caps at a provincial maximum per worker each year. Assessable earnings are not identical to gross pay, since some earnings types are excluded, so a system reporting gross will overstate the premium. Employers operating in several provinces register with each board separately and report against each one's rules, rates, and ceilings. Coverage follows the province of employment.
Where Workers' Compensation (WSIB / WCB) goes wrong.
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Where Workers' Compensation (WSIB / WCB) sits between HR and payroll.
Workers' Compensation (WSIB / WCB) does not stand alone. The concepts most often paired with it on a Canada run are Employer Health Tax, CRA, Statutory deduction, Payroll processing. Each is defined elsewhere in this glossary so you can trace the full chain without leaving the site.
How Workers' Compensation (WSIB / WCB) runs on Workzoom.
Workers' Compensation (WSIB / WCB) is part of the Workzoom Payroll Suite. Workzoom runs HR, workforce, and talent on a single employee record across ten countries: Canada, the United States, the Bahamas, Jamaica, Trinidad and Tobago, Barbados, Antigua and Barbuda, Anguilla, the Cayman Islands, and the United Kingdom. Full gross-to-net payroll runs live in Canada, the United States, and the Bahamas. Pricing starts at $4 per employee per suite per month.
Questions about Workers' Compensation (WSIB / WCB)
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